I found the mobilephone in Spain is quite cheap. I am regret to bring the mobilephone.
Now a company named Movistar sell his mobilephone with 79euros. And you could have a phone and 120euros in your accountant. I like it very much.
I am sorry I cannot answer other questions, but I think you do not need to use DAILI to onboard the Chinese website.
And when it comes to the bank, I have a post to state it. You can find it.